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 nuclear weapons material or ionising radiation or contamination by radio-activity from any nuclear
waste or from the combustion of nuclear fuel, including any self-sustaining process of nuclear fission
or fusion;

 personal injury as defined in and / or for which cover is provided under the Accident Compensation Act
2001, or any amendments or any Act(s) passed in substitution;

 subsidence, landslip, erosion or geothermal activity.

Any loss or damage to:

 any accessory or set of accessories that are not standard with the vehicle when new if their total
value is over $1,000 unless shown in the certificate of insurance and covered separately;

 caravan awnings or coverings caused by windstorm, hail or snow;

 or failure, breakage or breakdown of:
>> the engine, motor and/or its associated subsystems,
>> the transmission,
>> any electrical or electronic system or equipment,
>> any cooling or lubricating system,
>> any other mechanically or hydraulically operated system or equipment,
>> the fuel system and/or its associated subsystems,
>> the motors or electrical equipment caused by water ingestion, unless it occurs as a result of other
damage to your vehicle for which a claim is payable.

 tyres, unless malicious or the damage occurs at the same time as other damage to your vehicle for
which a claim is payable.

Liability for:

 bodily injury to you or any person who is in charge of your vehicle;

 loss of or damage to property belonging to or under the care, custody or control of you or your driver
or being conveyed in or loaded or unloaded from your vehicle. However, this exclusion does not apply
to any disabled vehicle being towed by your vehicle for no financial gain or reward;

 loss or damage if you or your driver have agreed with any party to accept responsibility for any loss or
damage for which the law would not otherwise hold you or your driver responsible.

Loss, damage or liability arising directly or indirectly from or occasioned by or through or in consequence
directly or indirectly of or claim for:

 war, invasion, acts of foreign enemies, hostilities or war-like operations (whether war be declared
or not), civil war, mutiny, civil commotion assuming the proportions of or amounting to a popular
rising, military rising, insurrection, rebellion, revolution, military or usurped power, martial law,
confiscation or nationalisation or requisition or destruction of or damage to property by or under the
order of any government or public local authority, or any act of any person or persons acting on behalf
of or in connection with any organisation the objective of which includes the overthrowing or
influencing of any de jure or de facto government by terrorism or by any violent means.

Terrorism

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