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CLUB AUTO THIRD PARTY ONLY COVER

It’s great being part of the club

Welcome

We welcome you as a valued client of CLUB AUTO Insurance. You have entrusted us with the insurance of
your vehicle. We value that trust.

This policy consists of this wording, proposal and declaration and certificate of insurance completed on the
basis of information which you have provided to us.

Please read this wording and the certificate of insurance. If there is an error of any sort, if your needs
are not met or if you are in doubt then please call us on 0800 506 506. If you are calling from overseas,
please call 64 9 470 0690.

The extra cover provided under the special benefits for each section is also subject to the general conditions,
exclusions, obligations and limits of this policy.

In this policy some words are in bold, eg you. This may indicate that the words have a special meaning. To
find out the meaning, please refer to the Section – Meanings of words on page 11.

Our guarantee

If you are not completely happy with your policy, please tell us within 30 days of its commencement date.
We may agree to change the policy to suit you. If not, and you wish to cancel the policy, you can as long as
you have not made any claims. We will then refund any premium you have paid and we will both regard
this policy as never commencing.

Club Auto policies are 100% underwritten by TOWER Insurance Limited.

What you must tell us

We would like to point out some of the important obligations you have.

The correctness of all statements made in relation to this policy or any claim under this policy is essential
before we have any liability under this policy or pay your claim. It is important we receive all relevant
information. This means that we need you to tell us everything you know, or could reasonably be expected
to know, that may influence our decision to insure you or the terms on which we insure you.

If any circumstances change or may change during the time we provide your insurance it is important you
tell us. This applies at inception and renewal of your policy and also during the term of your policy.

A T H I RExaDmplePs oAf aRchTanYge inI cNircuSmUstanRceAs oNr anCy oEtherPinfOormLatIioCn mYay iBncluYde:

? any modifications or changes to your vehicle that are different from the manufacturer’s standard
specifications;

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